In a country as vast and diverse as India, access to quality healthcare has long been a challenge, especially for economically vulnerable families. Recognizing this need, the Government of India launched the Ayushman Bharat Yojana, also known as the Pradhan Mantri Jan Arogya Yojana (PM-JAY). As one of the largest publicly funded health insurance schemes in the world, it is designed to provide financial protection and accessible medical care to millions of families.
At Life Care Hospital & Trauma Center, Sidhi, we are proud to be an empanelled hospital under this transformative scheme. In this blog, we’ll break down what Ayushman Bharat is, who qualifies, and how to access its benefits.
✅ What is Ayushman Bharat Yojana?
Launched in September 2018 by the Government of India, the Ayushman Bharat Yojana is a national health protection scheme aimed at providing health insurance coverage of up to ₹5 lakh per family per year for secondary and tertiary care hospitalization.
It covers more than 10 crore poor and vulnerable families (around 50 crore individuals) across the country, based on Socio-Economic Caste Census (SECC) 2011 data. The scheme is entirely cashless and paperless at public hospitals and empanelled private hospitals like ours.
📌 Key Features of Ayushman Bharat
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Coverage Limit: ₹5 lakh per family per year for hospitalization (no cap on family size or age)
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Type of Care Covered: Medical and surgical treatments for serious illnesses and injuries, including cancer, heart conditions, maternity care, trauma, etc.
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Cashless Services: At all empanelled public and private hospitals, including Life Care Hospital, Sidhi
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Portability: Benefits can be accessed at any PM-JAY empanelled hospital across India
🧾 Who is Eligible for Ayushman Bharat Yojana?
Eligibility for Ayushman Bharat is determined based on the SECC 2011 database and is different for rural and urban populations.
✅ Rural Families:
Rural families are eligible if they meet one or more of the following criteria:
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Households with no adult (16–59 years) member
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Female-headed households with no adult male member aged 16–59
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Families with disabled members and no able-bodied adult
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SC/ST households
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Landless households earning income from manual labor
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Families living in one-room makeshift homes with no proper roof
✅ Urban Families:
Eligible based on occupation, including:
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Street vendors
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Domestic workers
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Sanitation workers
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Construction laborers
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Electricians, plumbers, and transport workers
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Rickshaw pullers, drivers, mechanics, and shop workers
Note: Income tax payers, government employees, or those owning motorized vehicles, agricultural equipment, or land above a certain limit are generally not eligible.
📋 How to Check Your Eligibility
To find out if you’re eligible:
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Visit the official Ayushman Bharat portal: https://mera.pmjay.gov.in
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Enter your mobile number and verify with OTP
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Search your family details by name, ration card number, or mobile
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If eligible, your family details will appear, confirming your inclusion in the scheme
Or, simply visit Life Care Hospital’s front desk, and our Ayushman Bharat helpdesk will assist you in checking and confirming your status.
🏥 How to Apply and Get a Golden Card
If you’re eligible, you can get your Ayushman Bharat Golden Card, which is your access pass to free treatment:
Steps:
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Visit the nearest Common Service Centre (CSC) or an Ayushman Mitra Kiosk (available at Life Care Hospital)
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Carry a valid ID proof like Aadhaar Card, Ration Card, or Voter ID
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Your details will be verified using biometrics
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Upon successful verification, your Ayushman Bharat Golden Card will be printed
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Keep this card safe – it is required every time you seek treatment under the scheme
🧑⚕️ Services Covered at Life Care Hospital, Sidhi
As an empanelled hospital under Ayushman Bharat, Life Care Hospital & Trauma Center offers a wide range of free treatment services:
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Emergency and trauma care
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General and laparoscopic surgeries
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Maternity and child delivery (normal and cesarean)
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Orthopedic procedures
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ICU and inpatient care
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Diagnostic and pathology services
All treatments covered under the Ayushman Bharat scheme are 100% cashless at our facility.
📞 Need Help? Visit Us!
Our dedicated Ayushman Bharat Helpdesk at Life Care Hospital is always available to guide patients and their families through the process. Whether you’re unsure about eligibility, need help applying, or want to understand which treatments are covered — we’re here to help, step-by-step.
🙌 Why Ayushman Bharat Matters
For millions of Indian families, this scheme is a lifeline — removing the burden of high medical costs and making healthcare accessible to all. At Life Care Hospital, we believe that health is a right, not a privilege. And through our partnership with Ayushman Bharat, we’re making that belief a reality in Sidhi and surrounding areas.
Ayushman Bharat is more than just a government scheme — it’s a powerful step toward universal healthcare in India. If you or someone you know could benefit from this scheme, don’t wait. Come to Life Care Hospital & Trauma Center, Sidhi, and let us help you access the care you deserve — with dignity, empathy, and zero financial burden.